Whether you’re remortgaging, releasing equity, or securing short-term finance, our experienced property team is here to make the process straightforward and stress-free. We pride ourselves on delivering exceptional service tailored to your needs, ensuring you feel confident and supported every step of the way.
We act for homeowners, investors and developers, ensuring every legal detail is handled efficiently and correctly.
From reviewing loan agreements to registering charges, we’ll protect your interests and keep your transaction moving.
Speak to our property finance specialists today
Remortgaging your home
So, you’ve found a better mortgage deal?
Our experienced conveyancing team will help you change lenders speedily, efficiently and with as little hassle as possible.
Whatever reason you’d like to make a change, we’re here to help you get the most out of the switch.
Get in touch with a mortgage expert today
Equity release
If you want to unlock money tied up in your home, an equity release mortgage may be an option.
This allows you to access some of your property’s value as a lump sum or regular income.
Before deciding, explore alternatives such as downsizing or borrowing from family to ensure equity release is right for you.
Types of equity release
- Lifetime mortgage – borrow against your home’s value, with repayment made when you die or move into care
- Home reversion plan – sell all or part of your home while continuing to live there, rent-free or at low rent
Each option has pros and cons, so it’s essential to seek legal and financial advice.
Why appoint a solicitor?
Equity release is a legal contract involving your most valuable asset.
A solicitor ensures all documents are correct, explains the implications for your Will or estate, and confirms you understand every step.
At Palmers Solicitors, we guide you through the process clearly and transparently.
Whilst we don’t offer financial advice, we can connect you with trusted independent advisers.
How long does it take?
The legal process usually takes six to eight weeks.
Our service includes fixed fees, so you know the full cost upfront.
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Bridging loans
If you need short-term finance to bridge the gap between buying and selling a property, a bridging loan could provide the solution.
These loans are designed to offer quick access to funds, often used when a sale is delayed or when buying at auction.
Our conveyancing team can handle the legal process swiftly to ensure the funds are released without unnecessary delays.
We’ll review the loan agreement, secure the property as required, and make sure your position is fully protected.
Whether you’re a homeowner, investor or developer, Palmers Solicitors will ensure the transaction runs smoothly from start to finish.
Speak to our property finance team
Transfer of equity
A transfer of equity involves changing the legal ownership of a property without selling it outright. This can be a fantastic opportunity to adapt your property arrangements to suit your evolving needs, for example adding or removing a co-owner, following a divorce, or restructuring ownership for tax or inheritance planning.
Our expert conveyancing team will handle all legal requirements, including liaising with your lender, updating the Land Registry, and preparing the necessary transfer documents, giving you complete peace of mind throughout the process.
We’ll ensure the process is clear, efficient and fully compliant with your lender’s terms, so you can move forward with confidence.
Whether it’s a family arrangement or a commercial decision, Palmers Solicitors will guide you through every step with care, expertise and a personal touch, ensuring your interests are always protected.
Get in touch with our property experts
Security and charges
When taking out a loan secured against property, it’s crucial to understand the legal implications of granting a charge.
This gives the lender rights over the property if the loan isn’t repaid.
At Palmers Solicitors, we offer friendly, expert guidance to help you navigate this important process with confidence. We act for clients and lenders in preparing, reviewing and registering legal charges to ensure all parties are fully protected.
Our experienced team is dedicated to making the process as straightforward and stress-free as possible, ensuring that the security documents are properly executed and registered with the Land Registry to avoid complications later.
With Palmers Solicitors, you can be confident your interests are safeguarded, and the legal process is handled correctly from start to finish, giving you peace of mind throughout your transaction.
Speak to our property finance team
